The following Terms and Conditions apply to our website. Please read these Terms & Conditions carefully before using our website. You agree that your use of this website shall be governed by all applicable laws of the Australian Capital Territory, New South Wales or, where applicable, Australia.
Disclaimer

You expressly agree that your use of the website is at your sole risk.

Best Value Home Loans, its agents, related bodies corporate and partners accept no responsibility for any loss, damage, cost or expense incurred by you as a result of any error, omission or misrepresentation on this website.

The information provided by this website is provided on an “as is” basis without warranties of any kind, either express or implied, other than those warranties which are incapable of exclusion, restriction or modification under the laws applicable to any transaction conducted on this website.
Best Value Home loans may, at our discretion, provide you with services including, but not restricted to:

•    contact forms
•    product information;
•    product selection;
•    mortgage and related calculators;
•    Location information
•    news and information services; and

By using our web site, you agree to comply with the conditions of your use of the services, as set out in these Terms and Conditions and elsewhere on our services. These services may be outside our control or provided by a third party in which case we cannot and do not take responsibility for their content, or for any delays, interruptions or errors in the provisions of these additional services. You are on notice of this fact and use these services at your own risk. Certain calculators and data accessible on our services is the intellectual property of the relevant third party provider. Copyright and other intellectual laws protect the data and all ownership rights remain with the third party or with us.

You may only use the information retrieved from our services for your own personal and non-commercial purposes while accessing our services. Such use will be in accordance with these Terms and Conditions and the requirements set out elsewhere on our services. You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data retrieved from our services available in any manner to any third party. The data is provided “as is.” We or any third party shall not be liable to you or any third party for any loss or damage, direct, indirect or consequential, arising from:

1.    any inaccuracy or incompleteness in, or delays, interruptions, errors or omissions in the delivery of the data or any other information supplied to you through our services or

2.    any decision made or action taken by you or any third party in reliance upon the data. Neither any third party nor we shall be liable for loss of business revenues, lost profits or any punitive, indirect, consequential, special or similar damages whatsoever, whether in contract, tort or otherwise, even if advised of the possibility of such damages incurred by you or any third party.

In no event will any information provider, third party or we, be liable for any consequential loss including but not limited to special, incidental, direct or indirect damages resulting from delay or loss of use of our services. We are not responsible for any damage to your computer, software, modem, telephone or other property resulting from your use of our services.

Online contact information forms

The Best Value Home loans Web site has a number of request forms so visitors can:

1.    Request a home loan expert for a home loan interview;
2.    Request a home loan expert to call them back;
3.    Request a home loan expert to respond to a question via an email address;
4.    Request that Best Value home loans commence the application process for a product

To facilitate this process, we may ask visitors for contact information, such as the visitor’s name, address, telephone number and email address. We may also ask for further information regarding their lending needs. When you send a completed online application to us, we retain the information contained in that application. We are able to then use that information to provide any financial services that you require.

Best Value Home Loans uses information submitted via the information request form to contact website visitors regarding the types of services we offer, and to demonstrate to the website visitors how they can benefit from our services and products. We may also use the contact information to contact website visitors when necessary. Visitors may opt out of receiving promotional information by not submitting an information request form.

Best Value Home loans may sell or otherwise provide a visitor’s personal contact information to its members and affiliate members and associated entities that support our goals whilst maintaining an appropriate privacy policy.

Information and Cookies

Some types of personally identifiable information transmitted across the Internet are not readily perceptible to website users. Such information may include your Internet protocol address (“IP address”), which identifies your specific computer on the Internet, and personally identifiable information stored in “cookies” on your computer’s hard drive. Best Value Home Loans may collect and use these types of hidden information on its website:  www.bestvaluehomeloans.com.au:

1.    IP Addresses- Best Value Home loans may utilize Logging IP addresses; and
2.    Linked Web sites. Our website may include links to other companies or web sites. These other entities may collect personal information, including identification information from you. Best Value Home Loans is not responsible for the privacy practices or the content of such Web sites and our privacy statement does not cover the information practices of such sites; and
3.    Webpages visited on the Best Value Home loans website

We may receive personal information about visitors to the Best value Home loans site from a third party, including information collected by or through links to third party websites on our website.

Security of Information

Best Value Home loans strives to protect its user’s personal information and privacy, however, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while Best Value Home loans stores your personal information in data networks that are password protected, we cannot ensure or warrant the security of any information you transmit.

Contact us

If you have any questions about the Best Value home loans website, please click here to contact us on the Contact page of the website.