About Us
Hi there,
My name is Michael Ellison.
Welcome to Best Value Home Loans!
I’ve been helping people like you get the best value home loans that could be sourced on the Australian market for the last 23 years.
I’ve built enduring relationships with both clients and lenders since I started in 1994 at Aussie home loans. I then went on to quickly put Bendigo Bank on the map and was a founding partner of Ellison & Tiffen. I was known as the ‘go to man’ for complex or difficult lending and helped many people who were let down by the banks. Sometimes even resubmitting declined loans to the same lender and getting them approved.
I built a team of mortgage brokers in Canberra and over the years we helped over 12,000 Australians get $1,312,986,700 to buy their homes, invest in property and fund other personal and investment assets.
We have now opened a Sydney office and I am happy to use all my knowledge, experience and extensive network of lenders to serve our Sydney-based clients.
My passion is to show you how to save as much as possible on your total loan costs and be able to repay your debts as quickly as possible so you can own your property and be able to achieve all your financial and personal goals.
My role is to assess as accurately as possible your financial situation, so I can source the best value loan for you, find the right lender who can provide this loan and remove any potential obstacles.
My long experience in this industry allows me to do the best loan-lender-client matching possible and I will be very happy to be able to do this for you too.
We find and source for you the Best Value Home Loans with Optimal Loan amount and Minimal Total Loan Costs for you
Not all loans are equal even if they seem so on the surface. Even at the same interest rate some loans will cost you more than others because they may have higher associated fees. You need to consider your full costs of getting the loan, which include the Loan Interest over the life of the loan + Lender’s Mortgage Insurance + Loan Set-up fees + Annual Lender’s fees. You don’t need to do this by yourself. We do this for you. We find you the loan with the minimal cost for your needs.
Optimal Loan amount = the most favourable amount to fit your goals without putting pressure on your lifestyle
When it comes to the loan amount most lenders and brokers will assess your maximum borrowing capacity and you may be tempted to borrow at this capacity. This may put extra pressure on you and your family if your circumstances change.
We assess both your maximum and optimal capacity, so you can make the best-informed decision for you and your family.
Our experience and industry knowledge, as well as established relationships with over 30 lenders over 23 years allow us to make the best loan-lender-client matching possible for our clients.
Exceptional Value for money
Although our services are free for you, this is the value you get:
- No obligation complete service of finding and securing the Best Value home loan for you – Valued at $1,850
- Bonus 1 – Potential savings for you by selecting a Best Value home – (savings vary depending on your situation, see Paul and Wendy’s example)
- Bonus 2 – you also get your own “Fast-track my loan repayment” plan,Valued at $750
Our business and relationships with clients and partners are built on these values:
- Responsible and Accountable Service
- Transparent and Clear Communications
- Your Trusted Guide
Responsible and Accountable Service
We take responsibility for what we do and do exactly what we say.
We understand it is one of the biggest financial responsibility you and your family will take so we make sure we …to choose responsibly how much to borrow and also how to plan and manage your debt to avoid unnecessary stress and risk.
Transparent and Clear Communications
Our role is to help you make the best and often the most important financial decision for you and your family. We keep you in the loop and guide you through the process with the right information, so you don’t get overwhelmed with unnecessary figures but don’t miss on anything which will affect your current or future ability to get a loan.
Your Trusted Guide
People have counted on us since 1994. We have travelled this road many times before and will keep you on the right path.
Your business is no one else’s and you can rely on absolute confidentiality
